louisgray.com - Latest Comments in http://blog.louisgray.com/2009/03/false-alarm-on-credit-fraud-solved-by.html

Re: http://blog.louisgray.com/2009/03/false-alarm-on-credit-fraud-solved-by.html

Ian May — Fri, 03 Apr 2009 21:21:00 -0000

I have not had calls from a fraud center, but I have had items on bank statements that I've not remembered, and email has saved me in a similar way from calling the bank and making a twit of myself.

Re: http://blog.louisgray.com/2009/03/false-alarm-on-credit-fraud-solved-by.html

hardaway — Sat, 28 Mar 2009 16:25:13 -0000

Of all the banks, Chase is the most suspicious about credit card fraud when you use your card online. They decline charges and call me from the fraud department about once a month, and they always ask me about my online purchases, the names of half of which I don't remember, because I try so much stuff and all my shoppng is online. Recently, I decided to take them on about this, and I asked them why they did it. The person on the other end of the phone said, "you use your card a suspicious amount online."

And my response: "this is the single card I do use online. And I buy just about everything online. So you are going to see a lot of this activity, and perhaps you could note it on my account."

The person assured me they would, although I have to admit s/he (I forget which) seemed incredulous that I would be using a card so much online. This is my Starbucks Duetto card, which gives me Starbucks dollars, so I can offset my habit by using the card enough. Also, I don't like to expose all my cards online. But I explained all this in great detail, and was assured my account would carry a note.

The very next month? Another declined charge. Another call from the Fraud Department.

Re: http://blog.louisgray.com/2009/03/false-alarm-on-credit-fraud-solved-by.html

VlogHog — Sat, 28 Mar 2009 11:03:45 -0000

$1.07 triggered a fraud alert? That's outstanding.

That's a great card company.

Re: http://blog.louisgray.com/2009/03/false-alarm-on-credit-fraud-solved-by.html

Daniel J. Pritchett — Sat, 28 Mar 2009 09:38:00 -0000

I wonder if that twitpay service would trip any such alarms? Hopefully the payments are listed as amazon.com and thus somewhat trusted.