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<rss xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>louisgray.com - Latest Comments in Intellequity: A VC-like Concept to Tackle Higher Education Debt</title><link>http://louisgray.disqus.com/</link><description>A Silicon Valley Blog for Early Adopters and Tech Geeks</description><atom:link href="https://louisgray.disqus.com/louisgraycom_intellequity_a_vc_like_concept_to_tackle_higher_education_debt/latest.rss" rel="self"></atom:link><language>en</language><lastBuildDate>Mon, 28 May 2007 23:14:00 -0000</lastBuildDate><item><title>Re: Intellequity: A VC-like Concept to Tackle Higher Education Debt</title><link>http://blog.louisgray.com/2007/05/intellequity-vc-like-concept-to-tackle.html#comment-429217958</link><description>&lt;p&gt;Erin, not being a major financier or having access to massive capital, I knew it was an interesting idea, but not one that was for me to jump on. I don't see the barriers to entry being so much on the graduates taking higher paying jobs (they'd keep more in the end too), but in making money for the company. In effect, it's possibly a low-margin high risk play, unless all the stats are worked out. My guess is that somebody with time and an army of calculators could go to work and find out it's not that great an advantage anyway. For example, if I borrowed $50,000 to cover tuition, I wouldn't want to be burdened to the tune of 15% for 20 years. (A dramatic example, but one potential equation.&lt;br&gt;&lt;br&gt;I did send the note to Chris Pirillo, who started up the conversation. Maybe he has some powerful friends who can use it.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">louisgray</dc:creator><pubDate>Mon, 28 May 2007 23:14:00 -0000</pubDate></item><item><title>Re: Intellequity: A VC-like Concept to Tackle Higher Education Debt</title><link>http://blog.louisgray.com/2007/05/intellequity-vc-like-concept-to-tackle.html#comment-429217960</link><description>&lt;p&gt;I think with a few suggestions, as with the ones from Erin, you're onto something.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Jeff</dc:creator><pubDate>Mon, 28 May 2007 21:44:00 -0000</pubDate></item><item><title>Re: Intellequity: A VC-like Concept to Tackle Higher Education Debt</title><link>http://blog.louisgray.com/2007/05/intellequity-vc-like-concept-to-tackle.html#comment-429217961</link><description>&lt;p&gt;Very interesting. Whatever happened to the idea? The part that's problematic for me is that there's a slight disincentive for graduates to take higher paying jobs since they'd be giving up more money to the investors (they'd keep more too, but would the assumed extra hours and effort be worth it?). Perhaps if there were an early pay-back discount, the incentives would be lined up for both sides.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Erin</dc:creator><pubDate>Mon, 28 May 2007 06:34:00 -0000</pubDate></item></channel></rss>